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In this post: A whole home color palette is an important step in creating a cohesively decorated home. Here’s exactly how to create a beautiful color scheme for YOUR home – plus a hack for perfectly coordinated colors every time!

Today I’m showing you how to create a color palette for your whole home – PLUS one hack that will ensure you choose perfectly coordinated colors every single time!

The reason I’m sharing this is that one of the questions I get asked all the time is “How do I choose colors for my house?” Most often, someone is asking about a single color, like a paint color, or a rug color.

But really colors should be chosen with your entire home in mind. And for this you should have a plan – a whole home color palette.


collage of images with text showing a whole home color palette


Why a Whole Home Color Palette?

After choosing your unique decorating style, choosing a whole home color palette is the most important step to creating a beautifully decorated home.

Along with your style, your color palette ties all your rooms and spaces together to create that cohesive flow we all want. Even if you are decorating gradually over time.

It can also be the key to helping you to choose decor wisely, without wasting any more money. Which will be much less frustrating than never knowing what to buy or constantly buyings things that don’t work in your space!

Put simply, having a plan for colors throughout your home will make the rest of your decorating choices so much easier!

a white shiplapped fireplace mantel with two cozy chairs and footstools, illustrating a neutral home color scheme

Get Yourself a Color Wheel

In order to really get the hang of choosing colors, I highly recommend getting yourself a decorator’s color wheel. You can find one on Amazon here

an interior design color wheel

It will really help you understand and choose colors for your home well. 

Related: How to Use a Color Wheel for Decorating and Choosing Colors That Work

Color Scheme vs Color Palette

“Color scheme” and “color palette” tend to get used interchangeably, which is totally okay. I use them both all interchangeably all the time.

But in case you were confused by the terms, here’s what they actually mean:

  • A color scheme is the general framework used to put your colors together. It’s based on the color wheel and color theory. 
  • A color palette is the specific colors you choose for your home. It includes the names of your paint colors 

Basic Home Decor Color Schemes

There are four basic home decor color schemes or color frameworks that you can work with when planning your home’s color palette: 

1. Monochromatic

One-Color Scheme – also called monochromatic this color scheme uses any one color and all of its shades, tints or tones. This scheme is very easy to implement and is a good place to start if you are unsure of yourself and your color choice, or if you like a subdued and subtle look.

2. Complementary

Two-Color Scheme – also called complementary, this color scheme uses any two colors that are directly opposite each other on the color wheel. This scheme is typically a high contrast look with colors such as red and green or orange and blue.

3. Split-Complementary

Multi-Color Scheme – also called split-complementary, with this color scheme you choose one main color and then the two colors on either side of its opposite. It offers rather a dramatic look.

4. Analogous

Related Color Scheme – also called analogous, this color scheme uses one main color and up to six neighbors next to it on the color wheel.

Related: Color Theory Simplified for Your Whole Home

An Important Note About Undertones

So, what are undertones?

All colors – including white – are made up of other colors. Those other colors create something called an undertone.  

a paint fan deck showing several shades of white paint colors

There are two types of undertone, warm undertones and cool undertones.

In general:

  • Warm colors with undertones like red and yellow feel cozy. 
  • Cool colors with undertones like blue and green feel calming.

Undertones matter in your home decor because they affect how your eyes see the colors you use. 

You can learn more about how to identify undertones here.  

Questions to Ask Yourself Before You Choose Your Colors

There are few other things to consider before you choose your colors too.

How do you want your home to feel?

Because colors evoke feelings, you will want to choose colors that evoke the feelings you want in your home. For example, red is stimulating and blue is calming. Do you want your home to feel relaxed and cozy or invigorating and energizing? 

(Read more about room color and how it affects your mood here.)

Decide how you want your home to feel overall and choose colors that will help create those feelings. 

What colors do you love?

Choosing a color that you love, will help ensure you won’t get sick of it any time soon. Granted if you love big bold colors, you may not want to go and paint every single wall in that color. But your favorite colors – in clothing, home decor, cars, etc. – can be a great jumping off point for your whole home color scheme. 

My favorite color happens to be black. Just one look at my everyday wardrobe and my favorite T-shirt that reads “black is my happy color” will tell you that.

Check your closet for some great cues as to your most-loved colors. 

What colors are you stuck with?

Undoubtedly, you will have some things in your home that have to stay. Whether due to budget, time or talent, you will need to take stock of these unchangeable elements in your home.

Some of these things may be flooring, kitchen and bathroom cabinets, counter tops, faucets, wall tiles, etc.

Unless you’re planning on renovating these as you decorate, they are fixed and—like it or not—play into the color palette you will choose for your decorating. 

Pay attention to those fixed things and their undertones:

  • What is the undertone of your home’s woodwork?
  • What is the undertone of your home’s metal finishes?

entry table with decorative scales, artwork on the wall behind and a lamp to show a color scheme of neutrals

How to Create a Cohesive Color Palette – Without Every Room Looking the Same!

The key to creating a great color palette for your house is to use a limited number of colors – and to use them in different ways in each space. This will give you that cohesive flow you want, without every room looking identical. 

Easy Steps to Create Your Whole Home Color Palette

  1. Choose a white
  2. Choose a neutral
  3. Choose one main color 
  4. Choose a second color
  5. Choose a third color

THE best hack for choosing colors that work perfectly together every time!

Want to know my biggest hack for choosing colors?

Pull all your colors from an inspiration piece.

This can be a multi-colored couch or a bedspread, a piece of art or even a swatch of fabric you LOVE. Professional designers have already spent the time to put the colors together to create these things, so take advantage of that and pull your individual colors from a great piece!

Now what?

Now it’s all about how and where you use each of those colors in your home. 

If you need more help with this, check out our mini-course, Your Whole Home Color Formula. It’s a simple step-by-step online guide to choosing the perfect coordinating colors for your entire home. 

ywhcf on white ipad no bg smaller

Or if you want help with the whole decorating she-bang, including everything from defining your unique decorating style, choosing colors, planning furniture layouts, and decorating in the right order, check out our course, Decorating Uncomplicated


Be creative with your colors, paint accent walls or even furniture with your accent colors. Use one of your colors on cabinet hardware, or in a vase you love. By using the same colors throughout, in different ways, your decor will flow nicely from room to room! 

Bright bedroom with a desk under a window with words on image to show how to create a whole home color scheme

How are you doing creating your whole home color palette? Did you base it on a favorite color?

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  1. Shannon,

    Just wondering what color undertone you would say exemplifies your color choices for your home? As they are neutrals, I’m having a hard time telling whether you lean toward the cool or warmer tones. What type of metals do you choose in your various rooms. I love the color schemes you use and would love to re-create a similar look in my home!!

    Thank you so much for your comments

    1. Hi Sheri. Our undertones are generally on the warm side – with green undertones in some rooms and a peachy pink in others. And we have some mixed metals, depending on the season. Our appliances are Black Stainless which is a little less ‘in your face’ than regular stainless. But we did that because of the open floor plan and the kitchen’s proximity to the living room.

    2. Thanks for the response to my questions! I appreciate the information. If only you could come and lead the rehab and decorating for my home!!! 🙂

  2. Shannon, is there a way to use grey or greige in a kitchen with warm wood cabinets? It is a medium brown oak cabinet, and the floor is travertine with hints of green in the mix. Thank you.

    1. Hi Rhonda,

      Sorry for my delayed reply – summer vacation! You could use a warm grey or greige with warm wood cabinets, for sure! Maybe even one with green undertones. 🙂 Look at swatches you like in the space at different times of day to choose the one you like best!