In this post: This recipe for coconut hot chocolate with rum is sure to warm up your winter evenings! There’s nothing cozier than curling up by the fire with this delicious drink.


Hot chocolate is an absolute classic holiday and wintertime drink. And for us grown-ups, it’s always fun to add something a little extra to our hot chocolate, right? Learn to make this drink for yourself with step-by-step instructions below.

Coconut hot chocolate with rum in a mug topped with coconut shavings and chocolate chips.

Why You’ll Love This Recipe

This hot chocolate recipe:

  • is quick and easy to make
  • doesn’t require fancy equipment or hard-to-find ingredients
  • is adaptable to many dietary restrictions and allergies (see below for ideas)

Hot Chocolate with Rum Ingredients

  • Milk: you can use dairy milk or dairy-free milk (ideas below).
  • Half and half: or non-dairy creamer.
  • Chocolate chips: melted into the milk to create the hot chocolate.
  • Malibu rum: a coconut-flavored liqueur that’s perfect for this hot chocolate!
  • Toppings: more chocolate chips, crushed toasted coconut, whipped cream, and a cherry for garnish.

Substitutions and Variations

  • Milk – you can try coconut milk, almond milk, cashew milk, soy milk, oat milk, or even chickpea milk!
  • Half and half – try dairy-free half and half or dairy-free creamer.
  • Malibu rum – you can use other coconut-flavored rums like Bacardi, Coruba, or Cruzen coconut rum. Or you can use unflavored rum.
  • Toppings – try adding crushed peppermint candies, a cinnamon stick, nutmeg, chocolate shavings, a pinch of salt, mini marshmallows, candy canes, chocolate syrup, or sprinkles.

How to Make Coconut Hot Chocolate with Rum

  1. Heat the milk and half-and-half in a large pot or saucepan on medium heat until it’s hot (but not boiling).
  2. Add the chocolate chips and stir the mixture until the chocolate is completely melted.
  3. Add the liqueur to the pot. Stir well.
  4. Pour the hot chocolate into mugs.
  5. Top the drinks off with whipped cream, toasted coconut shavings, and a cherry. Enjoy!
Overhead shot of coconut hot chocolate with rum in a mug with a spoon in it.

What to Serve with Hot Chocolate

This coconut hot chocolate with rum goes great with baked treats like:

Recipe Tips

  • To make this a cold drink, let the hot chocolate cool and pour it into a glass of ice cubes. Top with whipped cream and enjoy!
  • You can easily multiply this recipe to enjoy with friends or serve at a party.
  • Enjoy adding all the toppings your heart desires!

Storing and Making Ahead

I would recommend drinking this hot chocolate immediately after making it instead of storing it. However, if you’re making this drink into a cold drink, you can leave it in the refrigerator for an hour or so to cool.

Mug of coconut rum hot chocolate next to a dish of chocolate chips.

FAQs

What’s the difference between hot cocoa and hot chocolate?

The difference between hot cocoa and hot chocolate is that hot cocoa is made with cocoa powder or hot chocolate mix and hot water whereas hot chocolate is made with real chocolate and milk.

What can I add to hot chocolate?

You can add crushed peppermint candies, kosher salt, marshmallows, maple syrup, peppermint extract, light brown sugar, unsweetened cocoa powder, candy canes, chocolate syrup, and sprinkles to your hot chocolate!

What types of alcohol can I add to hot chocolate?

Any kind of rum is great! You can also add whiskey, bourbon, or vodka.

Why is my hot chocolate gritty?

If you make hot chocolate with real chocolate then you shouldn’t end up with gritty hot chocolate. But if you make hot cocoa with cocoa powder or hot chocolate mix, it may not dissolve fully, making your drink gritty. To fix this, whisk your drink well and reheat it if necessary.

Is coconut rum hot chocolate good without rum?

Coconut hot chocolate is still super yummy without rum! The rum just adds a little extra flavor and warmth. But you can make this recipe without the rum for your kids or anyone who doesn’t drink alcohol!

hot chocolate with coconut rum

Coconut Hot Chocolate with Rum

Yield: 4 servings
Prep Time: 5 minutes
Cook Time: 5 minutes
Total Time: 10 minutes

This coconut hot chocolate with rum is sure to warm up your evenings in the winter!

Ingredients

  • 2 cups milk of choice
  • 2 cups half and half or non-dairy creamer
  • 1/2 bag chocolate chips
  • 1.5 oz Malibu rum
  • crushed toasted coconut
  • whipped cream
  • a cherry for garnish

Instructions

  1. Heat the milk and half-and-half in a large pot or saucepan on medium heat until it’s hot (but not boiling).
  2. Add the chocolate chips and stir the mixture until the chocolate is completely melted.
  3. Add the liqueur to the pot. Stir well.
  4. Pour the hot chocolate into mugs.
  5. Top the drinks off with whipped cream, toasted coconut shavings, and a cherry. Enjoy!
Nutrition Information:
Yield: 4 Serving Size: 1
Amount Per Serving: Calories: 366Total Fat: 23gSaturated Fat: 17gTrans Fat: 1gUnsaturated Fat: 6gCholesterol: 53mgSodium: 195mgCarbohydrates: 27gFiber: 2gSugar: 22gProtein: 9g

This website provides approximate nutrition information for convenience and as a courtesy only. Nutrition data is gathered primarily via Nutrifox.

Did you make this recipe?

Please leave a comment on the blog or share a photo on Pinterest

What is your favorite hot drink for a cold night?

shannon photo and sig oct 2022

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18 Comments

  1. We all love hot chocolate, don’t we? Yes, I would love a shot of rum especially with the coconut – otherwise a little Baileys would suit me fine. Thanks for sharing your “adult” hot cocoa with Fiesta Friday.

  2. Wow Shannon… With a cherry on top too! That’s a really decadent looking hot chocolate… I’m sure you needed a spoon! I’ll just have a mug of your thin mint chocolate I think! Thanks for sharing at Fiesta Friday.

  3. This sounds (and looks!) absolutely amazing! Already pinned 🙂 Thanks for linking up with Merry Monday – I’ll be featuring your hot cocoa at our upcoming party.